Workers Comp Specialists for Metal Fabricators
We compare 30–50 specialized carriers to find you a better rate. Free analysis — no commitment, no hassle.
47+
Years in commercial insurance
30–50
Carriers compared per quote
$34,200
Avg. annual savings for metal shops
Same-Day
Certificate turnaround
Why owners switch
Through PIB & Leavitt Group, we access specialized markets that generalist brokers don't even know exist.
We use Work Compare technology to benchmark your risk profile against top-performing shops in your class code.
Don't lose a job site because of paperwork. Our team turns COIs around the same day — guaranteed.
Dedicated account managers fluent in English and Spanish. Your crew gets the same level of service you do.
Simple process
Most clients receive a carrier comparison within 48 hours.
Answer three quick questions — type of work, headcount, and your current premium range. Takes under two minutes.
Our team runs your risk profile against specialized carriers, including markets most brokers can't access.
We present your best options side by side. No pressure — you decide if switching makes sense.
Proof from the floor
“We were stuck with a high mod rate for 3 years. J. Cazares didn't just find a better rate — they found the clerical errors causing it and got them corrected.”
Operations Manager
Riverside Precision Steel
“Switched after our carrier hit us with a 22% increase despite zero claims. J. Cazares found us a specialized policy and saved us over $28,000 that year.”
Owner
Inland Empire Fabrication
“The bilingual service made everything easier for our crew. And getting same-day certificates stopped the delays that were costing us job site access.”
GM
Precision Sheet Metal Works
Good to know
Metal fabrication carries higher class codes due to elevated injury risk — welding, heavy machinery, sharp materials. But many shops are misclassified or carrying inflated mod rates from outdated or erroneous claims data. We audit both.
Your EMR (mod rate) is a multiplier applied to your base premium. A 1.0 is average. If yours is higher — even from old or disputed claims — you're paying a premium penalty. We identify errors in your mod rate and challenge them.
Most clients receive a carrier comparison within 48 hours of submitting their info. If you need a COI same-day for an active job, call us directly.
No. Our analysis is free and there's no commitment. If we find savings, great. If your current rate is already competitive, we'll tell you that too.
Yes. J. Cazares & Associates is licensed in all 50 states and works with metal shops across the country. Nearly five decades in the industrial market means we bring specialized fabrication-class expertise to your shop wherever you operate.
Takes under 60 seconds. No commitment required — just a clear answer on what you should be paying.
Prefer to talk now? Call (562) 371-8799
