Thanks for reaching out
While we pull your comparison together, here's a closer look at who you're working with — and why metal shops across the country trust J. Cazares with their workers comp.
47+
Years in commercial insurance
30–50
Carriers compared per quote
$34,200
Avg. annual savings for metal shops
Same-Day
Certificate turnaround
What happens next
No forms to chase — we do the legwork.
Our team benchmarks your class codes and current premium against carriers that specialize in metal-fabrication risk.
A dedicated, bilingual account manager walks you through exactly what we found — in plain English or Spanish.
No pressure. If switching saves you money, we make it seamless. If your current rate is already strong, we'll tell you straight.
Why owners switch
Through PIB & Leavitt Group, we access specialized markets that generalist brokers don't even know exist.
We use Work Compare technology to benchmark your risk profile against top-performing shops in your class code.
Don't lose a job site because of paperwork. Our team turns COIs around the same day — guaranteed.
Dedicated account managers fluent in English and Spanish. Your crew gets the same level of service you do.
J. Cazares & Associates has spent nearly five decades placing commercial coverage for industrial businesses across the country — welders, fabricators, machine shops, and structural-steel crews.
We're not a call center. You get a dedicated, bilingual account manager who knows your class codes, your job-site certificate needs, and the carriers who actually want metal-fabrication risk.
Through PIB and the Leavitt Group, we reach specialized markets most brokers can't — and we challenge inflated experience-mod rates line by line.
Proof from the floor
“We were stuck with a high mod rate for 3 years. J. Cazares didn't just find a better rate — they found the clerical errors causing it and got them corrected.”
Operations Manager
Riverside Precision Steel
“Switched after our carrier hit us with a 22% increase despite zero claims. J. Cazares found us a specialized policy and saved us over $28,000 that year.”
Owner
Inland Empire Fabrication
“The bilingual service made everything easier for our crew. And getting same-day certificates stopped the delays that were costing us job site access.”
GM
Precision Sheet Metal Works
Good to know
Metal fabrication carries higher class codes due to elevated injury risk — welding, heavy machinery, sharp materials. But many shops are misclassified or carrying inflated mod rates from outdated or erroneous claims data. We audit both.
Your EMR (mod rate) is a multiplier applied to your base premium. A 1.0 is average. If yours is higher — even from old or disputed claims — you're paying a premium penalty. We identify errors in your mod rate and challenge them.
Most clients receive a carrier comparison within 48 hours of submitting their info. If you need a COI same-day for an active job, call us directly.
No. Our analysis is free and there's no commitment. If we find savings, great. If your current rate is already competitive, we'll tell you that too.
Yes. J. Cazares & Associates is licensed in all 50 states and works with metal shops across the country. Nearly five decades in the industrial market means we bring specialized fabrication-class expertise to your shop wherever you operate.
Grab a quick 15 minutes with our team, or just pick up the phone. Either way, a real person is ready to help.
Book a 15-Minute CallPrefer to talk now? Call (562) 371-8799
