Our Story

Nearly 50 years
of protecting
what matters.

J. Cazares & Associates was built on a simple promise: find every client the best coverage at the lowest cost, treat them with respect, and still be here for them decades later. That promise hasn't changed since 1977.

Who We Are

A family-built agency with a national footprint.

J. Cazares & Associates was founded in Brea, California with a mission to bring professional-grade commercial insurance to small and mid-sized business owners — especially those who had historically been underserved or overlooked by larger carriers.

Today, we serve business owners across the United States from our original Brea location. Our bilingual team speaks English and Spanish fluently, and we treat every client like a neighbor — because most of them are.

We're not a franchise or a 1-800 number. We're a real office, with real people, who will pick up the phone when your business needs us most.

1977

Year established — Brea, CA

What We Stand For

The principles behind every policy.

Integrity First

We recommend what you actually need — not what earns the highest commission. Your trust is our business model.

Bilingual Service

We serve English and Spanish-speaking clients with equal care, expertise, and attention to detail.

Deep Experience

Nearly five decades in commercial insurance means we've seen it all — and can protect you from it.

Nationwide Reach

Local heart, national footprint. We're licensed in all 50 states and available for remote consultations.

Our History

Built over decades, not overnight.

  1. 1977

    Founded in Brea, CA by J. Cazares — a first-generation insurance specialist committed to serving the local business community.

  2. 1985

    Expanded into commercial property and liability lines, becoming a full-service commercial insurance agency.

  3. 1998

    Added workers' compensation expertise and employee benefits packages to serve growing small business clients.

  4. 2005

    Achieved licensure across all 50 states, enabling nationwide service from our headquarters.

  5. 2024

    Nearly 50 years in business — still family-operated, still bilingual, still putting clients first.

Work with an agency that's been here since 1977.

Experience the difference of personal service, bilingual expertise, and nearly five decades of commercial insurance knowledge.